How Much Does IVF Treatment Cost in India

IVF is a highly sophisticated medical process involving many procedures in a lab-controlled environment to aid conception. Therefore, the IVF treatment cost is evaluated based on many factors. These factors include the fertility clinic, the drugs used,  the IVF laboratory expenditure on culture media,  and the  disposables used for embryo culture. The cost also covers the expenditures around the subsequent steps that are integral steps of the overall IVF procedure.

Let us begin to analyze each factor individually that goes into determining the IVF cost.

Hormonal Injections: One of the very first steps of IVF is hormone injections, which are administered to encourage the ovaries to generate more eggs. These hormonal aids also form the foundation for egg quality and, as a result, the success of IVF in achieving pregnancy. These injections come at a higher cost and contribute to a major part of the overall cost of IVF.

The Process of Egg Retrieval: Once the follicles containing eggs achieve desired size and maturity, an ultrasound is conducted to check the condition, and then the eggs are retrieved under general anesthesia. Here the cost of ultrasound, anesthesia, and the anesthetist comes into play.

Collection of Semen Sample: On the same day of the egg retrieval, the semen sample from the male partner is collected. This is done to fertilize retrieved eggs by the selected sperm and facilitate embryo formation in a controlled lab environment. All these steps carry a cost.

Embryo Culture: The embryos so formed are then cultured in media in an incubator in the IVF lab. Their growth is monitored for 3- 5 days and thereafter one or 2 best growing embryos are selected for transfer.

Embryo Transfer: The selected embryos are transferred inside the womb of the female using a catheter under ultrasound guidance in a day care setting.

The following procedures are also used for special conditions in an IVF cycle and are charged separately.

ICSI Treatment: In cases where the male has a low sperm count, a single healthy sperm is directly injected into a healthy egg to cause fertilization. Here, the cost of ICSI treatment in Delhi is also added.

Special Techniques of Sperm or Embryo selection: In some circumstances, specific procedures are used, such as ICSI, PICSI, microfluidics to select sperms for injecting in an egg. Also to choose good embryos, techniques like time lapse, artificial intelligence, embryo biopsy and non-invasive PGS are employed.

Freezing of Surplus Eggs and Embryos: In some cases, the extra eggs and embryos are frozen for further IVF cycles. The cost of the freezing processes and equipment used is also added.

Number of Required IVF Cycles: The cost can also be influenced by the number of successful IVF rounds needed. Some couples only need one cycle, while others need several. A couple will have to pay for each cycle, and if they require multiple cycles, the entire cost of IVF may be higher.

Medical History: Besides IVF treatment, couples with medical conditions such as fibroids, adenomyosis, hydrosalpinx, or polyps may need extra surgical operations. This cost is added as well.

So overall, the price of IVF in Delhi ranges from 1,25,000 to 2,50,000 based on the doctor’s training, the facility’s amenities, and other factors.

Are there funding options for IVF treatment in India for aspiring couples?

Individuals and couples seeking IVF (In Vitro Fertilization) treatment in India can explore some funding options. These financing options help to make them more affordable and pose less of a burden on the pocket.

Medical Insurance: Some specialized health insurance plans offer to cover the cost of IVF in India. It is important to speak with your insurance company to learn the full scope of coverage and any unique restrictions.

Fertility Clinics’ Financing Programs: Many fertility clinics associate with banks and financial institutions to offer flexible payment plans and financing options for IVF treatments. These programs help individuals pay for the treatment in installments.

Medical Loans: Financial institutions and banks in India provide medical loans specifically for fertility treatments. These loans come with various repayment options and interest rates, and they can cover the entire cost of IVF.

Government Schemes: Some state governments in India offer financial assistance and subsidies for fertility treatments, including IVF. These schemes vary by state, so checking with local authorities for available options is advisable.

IVF treatment is an effective solution for individuals and couples struggling with infertility. Thus, it becomes important to approach an IVF specialist in Delhi to explore your options and find the right solution.